How you build products on SaaScada
SaaScada is core banking software with one unified core, where every banking product type is built from shared product feature blocks through a unified product builder that lets users innovate. Across deposits, lending, payments and Islamic banking, products are assembled from the same feature blocks rather than separate modules. They are configured without code, and changed safely once live. Building a product is a design decision, not a development project.
From idea to ten iterations in a day. Turn your core into a safe testing ground. Model, launch and refine products quickly, running as many as ten product iterations in a single day, to prove market fit.
Weave products from shared feature blocks
Each product is built from self-contained feature blocks, among them interest, fees, limits, overdrafts, notice periods, fixed terms, cards and payments, applied at account or wallet level. You select the features a product needs and configure them to your market. Every feature is available to every product type, so the full scope is available.
One core, every product, no silos
On SaaScada, product types are not held in separate codebases, one for lending, another for savings. They share one unified core, so a single set of feature blocks serves them all. That is what lets you build any product type from day one and combine attributes freely across them, with no boundary between what one product allows and another does not.
Set it centrally, tailor it individually
Set a product’s rules centrally, then flex them for an individual account wherever it makes sense. You can make the adjustment yourself, or let the customer make it within limits you set. Meet an individual need without building and maintaining a separate product for every variation, so personal service scales instead of multiplying your product range.
Change one thing, test one thing
Because product feature blocks are shared yet decoupled from one another and from the ledger, a change to one feature is contained to that one. You test only what you change, not your whole product estate. Where composable core systems’ products share a codebase, even a small change can mean testing everything around it. On SaaScada, innovation stays local to the block you touch, so changes are quick to make, easy to test and safe to ship.
Design without developers
Your product teams design, test and launch products themselves, through a clean click-to-select product builder interface rather than code. The people who own the proposition hold the controls, so you move from idea to live product in days and keep refining without waiting on a development queue.
Adapt live products with confidence
Every change is versioned and fully auditable, so you can adapt a product already serving customers without disruption. Schedule a change for a future date, apply it to new accounts or your whole book, and keep a clear record of what changed and when. Updates ship without taking the platform offline.
Combine attributes to build what others cannot
Because every attribute is available to every product, you can combine them across product lines to create propositions a single product could not normally deliver alone. Link a savings reward to a loan, or add lending to a transactional account, then reshape it as the market moves. Your only limit is your product strategy.
One account, every product they hold
Hold several products in one customer account, each on its own ledger with its own rules, a transactional account, an interest-bearing savings pot and a BNPL loan together, not spread across separate accounts. Your customer sees everything they hold and owe in one place, not fragments of their relationship with you scattered across accounts. That clarity is what keeps them choosing you.
How it works
Select the feature blocks your product needs and apply them at account or wallet level. Test it in a sandbox that mirrors production, using real ledger data, and trial it with selected customer groups if you wish. Version it, then deploy to new accounts or your whole book. When the market moves, change a feature or its settings and ship the update, each change recorded and limited to what you altered.