Every transactional product, with features that are shared, not siloed
Launch current, transactional and multi-currency accounts, all from one shared set of features on a unified ledger engine. Your product teams configure cards, overdrafts, limits and payment connectivity through no-code settings. This is core banking software your product teams control.
“Having worked with SaaScada on our leading business current account proposition, we were confident they would be able to deliver on a complex migration of other products – and deliver they did!”
Payments on any rail
Send and receive across the rails and schemes your market runs on, with direct debits, standing orders and scheduled or bulk payment orders. Apply approval rules by payment value, manage payees and account addresses, and issue physical and virtual cards linked to any account or wallet.
Multi-currency by default
Give customers wallets in the currencies they live and travel in, each with its own local details and card. Hold and move money across borders from a single account, with digital-asset wallets where your strategy calls for them.
Control at the wallet level
Let customers organise money into wallets and sub-accounts, each with their own cards, limits and spend controls switched on or off as needed. For business customers, set approval checks on high-value payments and build the authorisation hierarchies and dual control that larger organisations require.
Adapt and combine
Your real-time data shows when a customer has sat in an expensive overdraft for over a week to cover a large purchase. Offer a better deal inside the same account: convert that balance into a structured term loan with a fixed repayment schedule, priced to suit them. One account, combining transactional and lending features to improve the customer’s position and your retention. Because features are shared, not siloed, you can build propositions like this and reshape them as behaviour shifts.