Resources - SaaScada

Pace FS selects SaaScada to meet growing demand for real-time European payments

Newly licensed EMI to use SaaScada’s cloud core to deliver modern, customer-centric payment services across Europe LONDON, UK – Cloud-native core banking provider, SaaScada, today announced that newly licensed electronic money institution (EMI), Pace FS, has selected its platform to power a new generation of customer-centric payment services across Europe. Using SaaScada’s core, Pace FS

SaaScada expands into Singapore to Meet Rising APAC Demand for Core Banking Modernisation

CEO and Co-Founder Nelson Wootton will be based in Singapore, underlining the company’s long-term commitment to the region SINGAPORE / LONDON – SaaScada, the cloud-native, data-driven core banking platform, today announced it will be establishing a regional hub in Singapore for its expansion across Asia-Pacific (APAC) in response to growing demand for core banking modernisation.

Lending in the Age of AI: Decisions Made in the Now

There is a moment every small business owner knows well. The moment they realise they need funding. Maybe a large contract has landed and they need to move fast. Maybe a supplier is offering a discount for early payment. Maybe cash flow is tight and payroll is three weeks away. In each case, the need

Transactional Accounts: The Banking Nerve Centre

The transactional account has been the foundation of retail banking for generations. It is where wages land, bills leave, and the financial life of a customer plays out in real time. For most banks, it has also been the product most taken for granted, a transaction container, quietly processing debits and credits, rarely designed to

Savings Accounts: AI That Makes Your Money Work Harder

The savings account has a problem. It sits there, waiting. It does not know that the balance could be earning better interest in a different account. It does not know when you could afford to put something aside. It certainly does not know that you have a holiday in six months and have not started

AI in Banking: The Revolution Has Begun

The question is no longer whether AI will transform financial services. It already is. The real question, the one that separates the institutions that will lead from those that will follow, is whether their infrastructure can support what comes next. For decades, financial services ran on a model built around human decision-making: a customer applies,

Research: Agentic AI Ambitions Expose Banking’s Manual Operations Problem

SaaScada research reveals the gap between agentic AI ambition and operational reality, as legacy systems, manual processes and fragmented data hold banks back. 21 May 2026, London – SaaScada, the cloud-native core banking engine, today released new research revealing a widening gap between banks’ agentic AI ambitions and their ability to execute, as legacy systems,

Who’s Ready for Agentic AI in Banking?

Executive Summary Agentic AI is quickly moving from concept to reality. Across industries, organisations are exploring and implementing autonomous systems to make decisions, optimise processes and reshape how services are delivered. Agentic AI in banking, however, is struggling to get beyond exploration. While there is no shortage of ambition, most banks are still constrained by

Five Ways AI Is Finally Making Migrations Manageable

Migrating a core banking system is the closest thing in technology to performing heart surgery on a patient while they are going about their everyday activities. The system cannot stop. The customers cannot wait. And the stakes of getting it wrong are existential. AI now has the potential to make it possible for migrations to

Why Flexibility Wins: The Case for a Nimble Partner Ecosystem Over Bank-in-a-Box

All-in-one solutions promise simplicity. But for financial institutions serious about differentiation, growth, and long-term resilience, assembling a best-in-class partner ecosystem is the smarter, and safer, path forward. All-in-one platforms reduce vendor complexity. They also reduce your ability to differentiate in your market. As AI-native partners, embedded finance providers, and specialist fintechs repeatedly redefine what best-in-class

Meet Us at Money 20/20 Europe

Looking to drive innovation powered by real-time insights and grow at pace? Drop by our stand to learn how real-time data and module-free product configuration are proving to be a game-changer for our clients. Set up a meeting with the team via the Money 20/20 App, message them via LinkedIn or use our Contact Form

Moving beyond yesterday’s data

Real-time clarity. Smarter decisions. Lending that fits. Lending that fits the modern world can’t rely on yesterday’s data. Most banks are still looking through a rear-view mirror because they rely on overnight batching. By the time your system updates, your customer has already moved on. You waste hours chasing “phantom” debt that’s already been paid,

Proud to Feature in TechRound Fintech50 2026

We’re proud to once again feature in the TechRound Fintech50, which celebrates the entrepreneurs and companies changing the global financial landscape. From payments and personal finance to blockchain and beyond. Congratulations to all those who made the cut.

Why Real-Time Data Is the Foundation of Modern Debt Collection

Effective debt collection has always required good information. But in an era defined by the FCA’s Consumer Duty, rising customer vulnerability, and the expectation of instant, personalised service, “good information” means one thing above all else: real-time data. At SaaScada, we built our 5th Generation cloud-native core banking platform around a fundamentally different approach to

Baltic Fintech Days 2026

The countdown is on for Baltic Fintech Days. On the 13th of May, 🚀Nelson Wootton will join a panel of industry experts from BDO, Mbanq, and nectaro to discuss “New Platforms, New Rules: Who Controls Finance now?” The SaaScada team will be there, ready to discuss the challenges you are facing with your existing tech

From Days to Minutes: Managing Interest Rate Changes with SaaScada

Our research found that financial institutions can take up to 65 days to implement a Bank of England base rate change. With SaaScada’s Rate Source functionality, that same update takes two minutes, without involving IT. The Hidden Cost of Every Rate Change When interest rates were low and stable, the administrative burden of updating products

Solance selects SaaScada to power next-generation payments platform

Solance, a Dublin-based financial institution providing financial services for family offices, corporate service providers and corporates with multi-entity structures, has selected SaaScada to power its new multi-currency payments platform as part of its European launch. Solance specialises in delivering financial solutions for niche sectors often underserved by traditional banks. Built around the principle that complexity

Delivering the Convergence of Banking & Payments

We are pleased to announce a strategic partnership between SaaScada and Inventi, created to drive modernisation for banking across Lithuania and Latvia. As financial institutions face increasing pressure to replace legacy infrastructure while maintaining strict regulatory alignment, this collaboration provides a practical, high-performance pathway to digital transformation. By combining SaaScada’s cloud-native core banking technology with

Congratulations to our Clients in the FT1000: Europe’s Fastest-Growing Companies 2026

We’re thrilled to have SaaScada clients recognised in the FT1000: Europe’s Fastest-Growing Companies 2026 rankings Congratulations to our banking clients – including Allica Bank – who have appeared in the FT1000: Europe’s Fastest-Growing Companies 2026 ranking. With three of our clients appearing in the top 300, this recognition is a testament to the ambition, innovation

SaaScada and Vacuumlabs Partner to Deliver End-to-End Core Banking Transformation

SaaScada, the 5th Generation cloud-native core banking platform, and Vacuumlabs, the highly experienced financial product development company, are teaming up to help banks and fintechs launch and modernise core-led products faster, with significantly less delivery risk. “The biggest barrier to core banking transformation isn’t technology, it’s execution,” said Tomas Masek, CEO at Vacuumlabs. “By combining

Lithuania’s Banking Modernisation Race and the Rising Cost of Technology Failures

Lithuania has emerged as one of Europe’s most dynamic banking and fintech markets. Its progressive regulatory environment and access to the wider European payments ecosystem have attracted digital banks, specialist lenders and cross-border financial institutions seeking growth and innovation. But as the market matures, a clear shift is underway. Regulatory scrutiny is increasingly focused not

SaaScada Announces Connectivity to the Secure Swiss Finance Network (SSFN)

SaaScada, the state-of-the-art core banking platform, today announced that it has established connectivity to the Secure Swiss Finance Network (SSFN), reinforcing its long-term commitment to the Swiss financial services market and enabling clients to securely access critical national financial infrastructure and service providers. SSFN is the highly secure communications network designed specifically for the Swiss

Stockholm Fintech Week 2026

Heading to Stockholm Fintech Week? Don’t forget to drop by to see the SaaScada team. We’re already driving growth for Fintechs, Banks and Payment Institutions of all sizes across Europe and beyond. We would love to help you deliver your next phase of innovation.

Delivering Great Banking Experiences

Think about the last time you used your banking app. Maybe you checked your balance while grabbing coffee, froze your card after a dodgy transaction, or got approved for overdraft protection in under a minute. It felt simple, didn’t it? Almost invisible. That’s exactly the point. For most people today, banking is the app. It’s

Supporting People with Mental Health and Money Challenges

Money and mental health are deeply connected. When someone’s mental health dips, managing money can quickly become overwhelming and when finances spiral, recovery becomes even harder. According to the Money and Mental Health Policy Institute, “half of all people in problem debt also have a mental health problem”. Yet most banking systems still assume that

COP30: Can Banks Finally Unlock Climate Finance?

As world leaders gather in Belém, Brazil, for COP30, the conversation has shifted from pledges to action. This isn’t just about cutting emissions anymore, it’s about funding the future. The Problem: Finance is the Bottleneck Here’s the uncomfortable truth: traditional finance consistently sidelines the vulnerable, leaving billions without access to the capital needed for climate

UK Banks Dragging Their Feet on AI, as Four-in-Five say Fintech Challengers Are Racing Ahead

SaaScada research shows poor quality data, legacy tech, and regulatory uncertainty are slowing AI adoption, pushing banks towards low-risk, low-value use cases. Data-driven core banking software engine, SaaScada, today released a new report – AI in Banking: Big Ambitions, Broken Foundations. The report shows that despite AI’s promise, adoption in UK banking remains lacklustre, held back

AI’s Role in Financial Inclusion: Opportunities, Risks, and the Path Forward

It wasn’t so long ago that the use of Artificial intelligence in banking was primarily centred around customer service functions in the form of chatbots – with varying levels of success. But AI was not being used in any meaningful way at the heart of banking operations. Things are changing fast, it is already transforming the industry.

We’re finalists at the FF Awards

SaaScada is thrilled to be a finalist in the Bank Builder Category at the 2025 FF Awards run by FFnews. The awards celebrate the best in global fintech innovation, judged purely on merit (not marketing spend). Finalists were chosen via a public vote of FF News Subscribers who played over 37,000 entry videos in 24

SaaScada Recognised in FinTech Magazine’s Top 100 Fintech Companies Report 2025

SaaScada is proud to announce that it has been recognised as one of the Top 100 Fintech Companies by FinTech Magazine. The announcement was made on Day 1 of BizClik’s flagship event, FinTech LIVE London (7 October). The event is a two-day conference that brings together senior executives and industry leaders from companies such as

Collaboration Over Competition: Uniting Banks, Fintechs, and Mobile Operators for Financial Inclusivity.

Steve Round, President and Co-Founder, SaaScada For too long, the conversation around financial inclusivity has been framed as a competition. Banks view fintechs as disruptive upstarts. Fintechs see banks as sluggish giants. Mobile Network Operators (MNOs), with their vast customer reach, often pursue standalone digital financial services. This fragmented race for market share misses the

Hidden Costs of Legacy Tech: UK Banks Shelling Out £3.3bn Annually on Managing Core Systems

New SaaScada research shows core banking management and maintenance consumes nearly a quarter of banks’ IT budget – leaving little room for innovation Data-driven core banking engine, SaaScada, today released a new report – The Great Cloud Con: From Cloud-Washed Imitation to Cloud-Native Innovation – exposing the spiralling costs and failures of outdated core platforms.

Unlocking Financial Access in Emerging Markets

Banking the Next Billion Financial inclusion in developing countries is no longer a philanthropic goal, it’s a growth imperative. Across Africa, Asia, and Latin America, hundreds of millions of people remain unbanked or underbanked. Yet mobile penetration is soaring, 5G connectivity is expanding, and solar-powered infrastructure is reaching even the most remote regions. These aren’t

Hyper-Personalisation Shouldn’t Just Be for the Rich

Democratising AI-driven personalisation isn’t just ethical, it’s essential for sustainable growth. Customer expectations today are shaped by Amazon’s recommendations, Netflix’s curation, and Google’s predictive search. In this landscape, hyper-personalisation has shifted from competitive advantage to a survival requirement. Yet many banking products remain stuck in the past, private clients receive bespoke AI-driven insights and proactive

Are You Ready for Dual Licensing Under MiCA?

MiCA is a clear call to maturity for crypto-native providers; the transition from tech-first to regulatory-first thinking is essential. The days of siloed crypto-only solutions are waning. Future-ready platforms need to straddle both digital and fiat ecosystems with compliant, scalable, and secure infrastructure. While the MiCA framework primarily aims to protect consumers, ensure financial transparency, and foster

Helping Customers Build Financial Security

Gone are the days where you grew up banking with your parents’ bank, and there you stayed, regardless of the service or product offering. Customers are now far more comfortable with the prospect of spreading their banking across multiple banks and fintechs to get the products and services they want. And the ability to save

Using Automation to Streamline BAU Processes

In our recent research, we asked 150 business innovation leaders how long it takes them to implement Bank of England base rate changes. The average response was 65 days. Clearly, some banks are using legacy tech that simply does not cut it in the modern world of banking. We are often surprised to find that

5 Signs of Cloud-Washing

Nelson’s recent article in Retail Banker International looks at the dangers of cloud-washing and how it could be limiting innovation for many banks and fintechs. Read the article in full here… https://www.retailbankerinternational.com/comment/five-signs-your-core-banking-system-has-been-cloud-washed

Why Event Sourcing is such a Game Changer for Lending

We have previously spoken about the power of event sourcing to give you access to all of the data associated with each processing event that an account will go through (Payment in, Payment Out, Interest Capitalisation, Interest Rate change etc), regardless of whether the event is for a deposit or a lending product. The events may

Core Migration

Migrating to a new core is one of the most daunting activities a bank’s management team will face. The data migration requires complete flexibility from the target core banking system but also a willingness from the bank to question some of their existing processes. It is an opportunity to improve what they have by taking

Delivering Banking in a Changing World

Banking has changed fundamentally over recent decades. Today’s banking tech needs to provide the tools that help banks solve problems for their customers. And in doing so, solve problems for the banks by making is easier to build first class products. For us this was all about being data-driven to deliver the very best customer

Making it easier to Develop and Manage Products

When we started to design the SaaScada platform we knew that the sophistication of products would continue to increase at pace, so we had to build the system to support ongoing change. In particular we wanted to ensure that we could deliver a level of personalisation that would be needed by products of the future.

Finalists at the Europe FinTech Awards

We’re incredibly proud to be finalists in two categories at the Europe FinTech Awards – Team of the Year and Banking Tech of the Year. We put forward our wonderful tech team for their amazing ability to deliver a completely intuitive offering that enables financial institutions to take control of creating products and services from

Steve Round talks Financial Inclusivity

In this recent edition of Fintech Magazine, Steve speak to Louis Thompsett about the need to harness modern cloud banking to delivery inclusive products to everyone. With all technology available today, there is no excuse for not delivering personalised, fit for purpose banking to anyone who wants it. Read the article here.

71% of Banking Innovation Leaders Say Risk-Averse Culture is Killing Innovation

SaaScada research reveals widening gap between innovation ambitions and delivery reality – with IT’s hands tied by testing delays, compliance demands, and restrictive core banking systems. NextGen data-driven core banking software engine,SaaScada, has released a new report, Test More, Fear Less: The Case for Safer, Smarter Banking Innovation, revealing the key barriers slowing UK banks’

What Happens when Challengers Outgrow their Start-Up Tech?

We often see Financial Institutions that have gone to market, their product market fit is great, their business is growing fast, but now they are struggling to scale. Not that it can’t scale but the the technology is suddenly costing a lot more – a lot more hardware and infrastructure is required. So this is

Enabling Established Banks to Compete with Challengers

It is a huge challenge for banks to keep up with the rapidly changing financial services landscape. To address it as a bank, you’ve got to be using the kind of technology that the agile Fintechs are using. Cutting-edge technology is one of the key advantages that Fintechs have over traditional banks, giving them the

Getting to Market Fast Without Compromising Future Flexibility

New fintechs are faced with a number of pressures, you’ve raised money, you’ve just become regulated, you’re ready to take your product to market. Time is critical to these organisations, so choosing the right core banking provider, with pre-integrated services, is critical. As is the ability to build your products quickly and get to market

Baltic Fintech Days

We were thrilled to speak to at Baltic Fintech Days – the Baltics’ Fintech Event. Nelson Wootton joined the insightful Dharmesh Mistry on stage to talk about the pressure the financial services industry is facing to ensure seamless digital experiences and enhanced security in a scalable way. In this fireside chat the challenges of working

Driving Efficiency

For banks using older technologies there are far too many processes that remain manual. The time savings and service improvements that can be gained through harnessing new technology can be huge. Not to mention the increase in job satisfaction that can result by moving people away from manual processing to more efficient ways of working.

Steve at GABV Annual Meeting

The 2025 Annual Meeting for the Global Alliance for Banking on Values took place in Uganda. Our President and Co-Founder, Steve Round, was there to chair one of the many meetings centred around the main theme Building Resilient Futures: Lessons from Africa and Values-Based Banking.

Nelson at MoneyLive Summit 2025

Nelson joins the panel at MoneyLive Summit in March 2025. Challenger bank growth strategy: navigating an evolving market

Stockholm Fintech Week Interview

Nelson Wootton was at Stockholm Fintech Week speaking about how SaaScada is revolutionising the way core banking is delivered. Watch the video for the full story.

Not looking to change?

If your tech is working for you and you’re getting what you need – perfect. Why bother changing? But if “we’re not looking to change” comes from a place of concern and fear about the impact that change might have, then there are some things we should talk about. Nelson looks at some of the

Stockholm Fintech week

Nelson Wootton joined Dave Wallace, from the Demystify Podcast, on stage at Stockholm Fintech Week to talk about What’s next for the future of core banking. You can read more about how SaaScada is changing the face of core banking in this article in Nordic Fintech Magazine.

Different challenges – same solution

Our President and Co-founder, Steve Round, has worked in an array of global locations delivering solutions to financial services challenges of all flavours. In this video he discusses some examples; micro-finance, corporate banking and international payments. At the end of the day, delivering solutions for all of these challenges requires flexible technology that can provide

SaaScada helps ARIE Finance simplify cross-border transactions for underserved businesses

SaaScada’s cloud-native core banking engine will enable ARIE Finance to give the international B2B business community access to first-class banking NextGen data-driven core banking engine SaaScada today announced it was selected byARIE Finance to power its international payment service for mid-sized B2B businesses. ARIE Finance aims to be the first B2B company with a PSP

Onboarding made simple

We’re always keen to help our clients get up and running as quickly as possible, after all, their success is our success. In this video SaaScada CTO , Paul Payne, walks through the process of onboarding. Within 2 weeks of signing the contract the client will have access to their dedicated simulation environment, which is

Building from scratch

Have you ever wondered what architectural choices you would make if you were to build a Core Banking Solution from scratch? Neill Elliott, Chief Product Officer at SaaScada, has been pondering this topic and has shared some of his thoughts in this article. So, you have decided you want to build a Core Banking Solution

A completely different approach to banking architecture

In the first of our 2025 video series, Nelson Wootton talks about why he and Steve Round set out to completely change the way core banking is delivered. The problems they encountered building a bank account for the Big Issue Foundation back in 2012 made it clear that most core banking technology cannot deliver at

Is the finance sector shirking its ESG responsibilities?

In this article in Sustainability Magazine, Steve talks about the role the Financial Services industry plays (or not) in achieving net zero. With FIs having the ability to weave ESG considerations into all product offerings, why isn’t more being done? With the right technology, it is easier and faster to build a wide range of

Fintech Futures: Simplifying core banking modernisation

FinTech Futures editor Paul Hindle sits down with Nelson Wootton, CEO and co-founder of SaaScada, to explore the latest trends around core banking modernisation and the growing need for banks still running legacy tech to upgrade to the latest technologies. Nelson discusses the key benefits of modern core banking solutions, the challenges that banks face when

Why balance sheet growth isn’t everything: the Net Interest Margins problem

Steve Round looks at the challenges facing banks in a time of changing interest rates. Balance sheet growth is a must, but not at the cost of Interest Rate Margins. Read the story here.

The need for speed in meeting customers expectations

Steve Round joins other industry experts to discuss the importance of partnerships and agility to ensure the financial services industry meets the needs of customers now and in the future. https://www.euromoney.com/article/2e30n7nygkbjrfze8cq9s/treasury/partnerships-to-build-the-tb-infrastructure-of-tomorrow

Another award win

We’re thrilled to announce we have won Best Payment Hub Implementation – Most Impactful Project, at the IBS Intelligence Global FinTech Innovation Awards 2024.

Steve shares his frustrations about the barriers to financial inclusion

Our Co-Founder and President, Steve Round, shares his frustrations around the challenges that remain barriers to financial inclusivity. How can it be possible to apply credit histories from abroad and yet we can’t do the same domestically for some of life’s biggest expenses, such as rent.

Fintech Futures – we’re finalists in two categories

We’re very excited to be finalists in the Best Core Banking category and Tech of the Future by providing data-driven, highly configurable core banking technology.

Fintech LIVE

We joined hundreds of other Fintech professionals at FintechLive in London. The event brings together experts in banking and fintech to talk about the latest trends, challenges and opportunities in Financial Services. Day 1 – Nelson joined a panel of industry experts to discuss the role of AI in Fintech. AI seems to be at

FinTech Magazine Feature: Growth, Enablement and Financial Inclusivity

Nelson and Steve featured in the October edition of Fintech Magazine talking about growth, enablement and financial inclusivity. Its a great article covering SaaScada’s beginnings and why we have chosen to do things differently to deliver better core banking. They also touch on the importance of high quality data, the efficiencies of co-existence for driving

Nelson takes to the stage at Bits and Pretzels

Nelson recently joined Matthias Notz on stage in Munich at Bits & Pretzels, a three-day conference for founders and enthusiasts from the start-up scene. It was great to talk about the challenges and excitement of the start up journey but possibly the highlight for Nelson may have been the close encounter with Nico Rosberg who

Boosting Net Interest Margins: Why banks must not wait to innovate

Only 23% of UK banks’ customers use more than one of their products, as banks struggle to meet customer needs SaaScada study shows that, as net interest margins come under threat, banks must innovate to launch compelling new products and grow their share of wallet. NextGen data-driven core banking engine, SaaScada, today launched a new

Have banks placed enough emphasis on future data requirements?

Leveraging data is vital to keep customers safe and meet expectations of immediacy in digital banking. There are already some good players who have harnessed data to deliver results in the fraud space. They are taking real-time data feeds from the core to identify fraud. Historically, legacy systems have made it difficult to implement these

How can SaaScada minimise operational risk?

We believe it is all about real time data. What is happening right now? Not last quarter, not last month, not last week, right now. You can only deal with issues when you can see them and the faster you an access that data, the faster you can act. It is also about trust. Building

Cloud-native is not just old tech moved to the cloud

It is interesting to see just how many core banking platforms claim to be cloud-native when really they are simply old technologies repurposed for cloud. This means that they do not leverage all the benefits of the cloud. Genuine, cloud-native core banking strips away all the technologies that were traditionally used for banking. By turning

Savings Accounts Build and Migration

The Client Allica is a no-nonsense business bank, built especially for established businesses with between 5 and 250 employees. Their mission is to give businesses the banking they deserve. Allica was recently named as Britain’s fastest-growing private company in 2024’s The Sunday Times 100, and are also the fastest-growing fintech company in the 26-year history

Making it easier to manage interest rate changes

When building our product configuration engine, an important deliverable was ease of changes such as interest rates. The ease (or not) of making interest rates changes became incredibly important when interest rates started to change for the first time in many years. Indeed there were even circumstances where the process of changing interest rates were

Delivering flexibility

Cost and flexibility are key considerations when choosing the right core banking technology. It is important to select a core banking platform that can support long term innovation, unlocking different ideas and new markets as the business grows. So we did away with the traditional modular product approach and instead created a Unified Product Hub

BaaS vs SaaS. Is there a place for both?

Banking as a service is a critically important product that is growing and maturing right now, it allows new propositions to get to market faster without the long wait for an EMI licence and with a preset list of partners available to get products live quickly. However, as a business matures there often comes a

Putting ESG at the heart of the business

ESG is a huge focus in the financial services industry. But what does it really mean? What can banks do to make a difference? Of the more than 8 billion people in the world, around 1 billion are unbanked. Whilst we work towards financial inclusivity for that 1 billion, there are still over 7 billion

What RFPs tell us

Over the last couple of years we’ve noticed clear trends in RFPs that can quite reliably indicate the type of client we will be working with. We rejoice at the short RFP because it shows us it is an organisation that is thinking outside the box. It tends to be higher level with strategic outcomes

Thrilled to partner with Thinslices

We’re delighted to announce a strategic partnership with Thinslices, a leading expert in crafting user-centric front-end experiences for fintech. By combining our strengths, we’re empowering financial institutions to develop and launch innovative banking products faster and more efficiently. Unlocking Innovation Through Open APIs SaaScada’s core banking platform, built with a cloud-native architecture, embraces open APIs.

SaaScada and Partes enter into strategic partnership for embedded finance in Switzerland

Partes Ltd and SaaScada have announced a strategic partnership for the Swiss market. This collaboration will allow to offer state-of-the-art core banking software and embedded finance solutions tailored to the specific needs of the Swiss financial industry. In addition, Partes will provide Banking-as-a-Service (BaaS) services -built on the SaaScada platform. With this partnership, the partners

Delivering change with minimal risk

Many core banking systems are not configured in a way that makes it easy to make incremental changes to products or test new product features in a low risk way. Some older systems will rely on an IT team to implement changes. More modern cores will allow product teams to make changes to product but

Building a complex current account

The Client Allica is a no-nonsense business bank, built especially for established businesses with between 5 and 250 employees. Their mission is to give businesses the banking they deserve. Allica was recently named as Britain’s fastest-growing private company in 2024’s The Sunday Times 100, and are also the fastest-growing fintech company in the 26-year history

Why should a bank adopt a coexistence model?

We believe that coexistence is the best approach for de-risking the process of transition from legacy to modern technology. There isn’t a bank board alive that embraces the idea of Big Bang transition from one system to another. We’ve all seen the failures that have come out of that approach over the years. So we

It’s official – we are the Tech of the Future

On Friday, 28th of June we were thrilled to be announced as the winner of the ‘Tech of the Future’ category at the PayTech Awards in London. Our very own fabulous Claire Huddleston-Stevens collected the award. It is fantastic to be recognised for taking such a different architectural approach to core banking technology – giving

How can financial institutions future proof technology?

In reality it is incredibly hard to do. Readiness to harness new technology and the ability to build better customer insights will be incredibly important for any financial institution in coming years. The key is ultimately being able to swap in and out different components of your technology stack to enable you to adapt as

Why is culture so important when implementing new technology?

For business transformation to succeed the drive has to start with the Board. Adopting a culture where the drive to provide better customer outcomes is celebrated – even if it does mean an overhaul of technology and processes – is key to innovation. Without this cultural shift away from maintaining the status quo at all

77% of UK bank innovation leaders say challenging the status quo can put careers at risk

Our new research shows legacy technology, outdated processes, and workplace culture are limiting the value of core banking transformations – with half of banks who’ve migrated to cloud failing to achieve their stated goals. NextGen data-driven SaaS banking engine, SaaScada, today launched a new report – Core Banking Modernisation: The Pitfalls and The Promises –

Cloud-based vs Cloud-native. What’s the difference?

When talking to financial institutions about their adoption of cloud-based core banking systems, we often question if they are receiving the benefits from a functional perspective. The answer is often ‘no’ because their cloud-based solutions are effectively using legacy that has been moved to the cloud. What cloud native means to us at SaaScada is

SaaScada gives NEXA Finance ‘centre of truth’ for investment reporting

SaaScada enables NEXA to automate financial reporting, helping to improve speed and accuracy by eliminating manual efforts – while laying the ground to better understand its lending portfolio. London, June 2024 – Cloud native core banking platform, SaaScada, today announced that it has renewed its partnership with residential property development funding platform, NEXA, to

Why choose SaaScada?

In this video we thought we would go back to basics to look at why we think banks should be using SaaScada’s core banking technology. We could wax lyrical about what makes us unique but we have plenty of other videos that do that. At the end of the day we exist because at the

SaaScada Powers ZORRZ’s Revolutionary Fintech Solution for Financial Inclusion

SaaScada’s data-driven core banking engine fuels ZORRZ’s mission to democratise access to credit and empower underserved communities NextGen data-driven core banking engine, SaaScada, today announced its partnership with ZORRZ, the groundbreaking fintech company, to power ZORRZ’s innovative BlueAccess Card. This first-of-its-kind collateralized credit card solution aims to disrupt the traditional credit industry and bring financial

We’re finalists at the Europe Fintech Awards 2024

We’re very excited to be finalists in the Banking Tech of the Year category at the Europe Fintech Awards 2024. Our client list in Europe has been growing steadily over the last 12 months and our data-driven core banking engine is powering innovators from across the continent.

What benefits are delivered by cloud-native architecture?

Paul discusses the common problems encountered by those adopting cloud-based core banking systems rather than cloud-native. Cloud based cores often use old technologies simply moved to the cloud, so they will encounter the same old problems. This will include relational databases being hammered from all angles by monolithic applications. This means that shadow ledgers need

TechRound Fintech50

More good news for the team! TechRound’s Fintech 50 is out and we’re in! It’s nice to see some of our ecosystem partners joining us on the list too. Congratulations!

Finalists in the PayTech Awards 2024

Exciting news! We’re Finalists for Tech of the Future at the Fintech Futures PayTech Awards. It’s great to be recognised for the work we’re doing in the payments space to power a range of clients building innovative payments offerings, both in the UK and Europe.

Nelson speaks to IBS Intelligence

SaaScada, together with Allica Bank, won 2 Global FinTech Innovation Awards for the bank’s digital wallet deployment. It is great example of the way a project can and, indeed, should evolve in reaction to customer response and in the paths it opened up for Allica. Nelson Wootton, CEO and Co-Founder of SaaScada, explains the story

Aligning Finance with Social and Environmental Progress

Listen to the podcast.

Steve Round wins Director of the Year at the UK Fintech Awards

Congratulations to our very own Steve Round for winning Director of the Year at the UK Fintech Awards last night! Steve is passionate about delivering financial inclusivity and has worked at it for over 20 years. Indeed, it was the key driver for creating SaaScada alongside his fellow founder ?Nelson Wootton. We’re so pleased that his dedication to making a

Nelson joins Tagit on their Digital Game Changers podcast

Digital Game Changers Episode 19

Empowering Financial Inclusion with Alternative Credit Scores

In the vast landscape of financial inclusion, traditional credit scoring models have long been the gatekeepers, determining who gains access to credit and who gets left behind. Yet, as the world evolves, so too must our methods of evaluating creditworthiness. Enter alternative credit scores – a beacon of hope for millions of people previously side-lined

XTONiQ partners with SaaScada to accelerate digital-first, cloud banking adoption in the Swiss market.

The Zurich-based software development specialist to leverage SaaScada as it builds modern banking and financial products for its clients. We are excited to announce a new partnership between XTONiQ Soft AG and SaaScada. This partnership pairs XTONiQ services in software development with SaaScada’s data-driven core banking technology. The result provides more financial services firms with

Demystify podcast – breaking the mould in banking technology

The latest DemystifyPodcast from Dharmesh Mistry and Dave Wallace is out! Listen in for pirates, snake oil and some mic drop moments about the power of real data-driven core banking. https://www.fintechfutures.com/2024/04/demystify-podcast-breaking-the-mould-in-banking-technology-with-saascada/

The power of banking to drive change for individuals and the planet

Our latest article by Steve Round – Co-Founder of SaaScada, and Chair of the Governing Board Forum of the Global Alliance for Banking on Values (GABV) When it comes to shaping a sustainable future, most people are very aware of the obvious suspects such as recycling, electric cars, green energy etc but switching banks can

Finalists at the 2024 UK Fintech Awards

Well, this is exciting! We’re finalists for Banking Tech of the Year at the 2024 UK Fintech Awards in not one, but two categories. We’ll be celebrating the evening with some great clients and partners. Good luck to everyone that has made it to the finals!

The right tools for the job

Everyone at SaaScada is passionate about providing the very best technology to support our clients in building market leading products and experiences for their customers. In this article Chris Fisher, one of our fabulous Software Architects, has shared his experience of choosing the right tools for the job to ensure our clients can harness our

Steve Round is back in the FT

Steve Round is once again in the FT, not holding back with his views about the closing of 140,000 SME bank accounts by the UK’s biggest banks. With SMEs being so important to the British economy surely they deserve better than being placed in the too-hard basket!

A data scientist’s view of AI

At SaaScada we’re always talking about the importance of data and the many roles it plays within a financial institution, from protecting the business and its customers, through to driving innovation. But this time we thought we would ask a data scientist for his view on the topic. Our guest writer, Angelos Markos, has spent

Making it easier to pivot and grow

Nelson discusses the challenges facing startups. For challengers the ability to get to market quickly and pivot when needed is essential. Gone are the days when VCs were throwing staggering amounts at the fintech industry, with deep pockets to cushion the blow from false starts. It is incredibly important that your tech has the flexibility

Nelson joins flexys to talk innovation

?????? ???: ?????? ?????… ????????. In this conversation, James Hill sits down with Nelson Wootton the visionary CEO and co-founder of SaaScada, a pioneering force in core banking platforms. Hear about the fascinating journey of SaaScada, born from a mission to extend banking services to underserved communities. Through relentless innovation, SaaScada has crafted a cutting-edge

Meeting modern-day banking requirements

Nelson joined the Formpipe Podcast to talk about the challenges being faced by institutions with legacy tech and de-risking the process of upgrading to new tech through a co-existence model to drive future growth and innovation. Unsurprisingly, the topic of data is also covered, with AI having the potential to supercharge innovation in the financial

Product configuration done differently

Whilst the industry norm is to use a modular approach for building products, we decided to do things differently, so rather than lock away product features within costly product modules, we decided to offer all core banking platform product features to all of our clients from day one. We believe this helps drive innovation and

How access to banking can change lives

Steve Round discusses his experience as Chairman of the Big Issue Foundation, building The Change Account with Nelson Wootton, and helping people start their journey to get off the streets. It was this experience that led to the birth of SaaScada. We still believe that everyone should have access to first-class banking products no matter

Allica Bank’s Nida Sattar talks about delivering products designed for SMEs.

We recently joined Thredd and Allica Bank to talk about the power of Financial Services to drive positive impact for individuals, SMEs, communities and the planet. Here’s an excerpt where Nida Sattar, Head of Product ‑ Payments at Allica Bank talks about their SME offering and how SaaScada’s technology underpins their SME current and savings

Paul explains the difference between cloud-enabled and cloud-native

Whilst many core banking systems may claim to be cloud-native, they are really just cloud-enabled. Truly cloud-native technology is born in the cloud, using cloud-native architecture. Paul explains..

Why we’re doing things differently with data

We regularly hear tales of financial institutions waiting months while their change requests sit in a queue waiting for the new or updated report to be built – usually at a considerable cost. We’ve done things differently because we believe that an institution’s data belongs to them – all of it – when they want

SaaScada’s cloud-native architecture explained

SaaScada’s data-driven core was built using cloud-native architecture rather than older architecture simply moved to the cloud. This has allowed us to deliver lightning-fast data throughput thanks to CQRS and event streaming. With a complete record of every event that has occurred on customer accounts, our clients can build insights that simply wouldn’t be possible

Will AI drastically impact the Fintech Industry in 2024?

Nelson joins other industry experts to look at the potential of artificial intelligence in the fintech industry. https://thefintechtimes.com/will-ai-drastically-impact-the-fintech-industry-in-2024

Making progress on sustainable banking

COP28 has put green practices under the microscope. The reality is that the finance industry has barely moved on its sustainability progress. Steve Round’s article in the Business Reporter, emphasises the need for banks to take the short-term blinkers off and make green banking mainstream. To drive the sustainability agenda forward banks must weave sustainability

Working with partners to smooth the path to launch

No matter where you are operating, we can help bring your vision to life. Our partners who are working in a given jurisdiction will often bring us into a project to utilise our core banking capabilities to drive innovation for their clients. This approach delivers the perfect combination of technical expertise and regional experience to

Slapping a green label on mortgages ‘won’t cut it’

Steve Round is back in The Financial Times arguing that slapping a green label on mortgages ‘won’t cut it’, as it marginalises sustainability. Rather banks should weave sustainability into their loan origination processes across the board to deliver real impact. Read the full article here (paywall) Read about our sustainability vision

A little more ambition can help fight climate change

More Ambition needed by Multilateral Development Banks: Why Dr. Sultan Al Jaber has called on MDBs in his role of COP28 President. ‘I have three asks for you, MDBs must work through country platforms, revise climate finance targets for coming years, and lower the risk for the private sector. MDBs must play a key role

Nelson joins the panel at the CEE23 SME Banking Conference

Nelson joined a panel of experts at the CEE23 SME Banking conference to discuss the role of financial ecosystems in supporting SMEs, before we picked up our SME Banking Club award for our Core Banking offering. More about our work with SME bank Allica

Not one but two award wins!

SaaScada are thrilled to announce that we have won both Most Innovative Digital Wallets Deployment: Most Impactful Project and NeoChallenger Bank Awards 2023: Regional Winner in Europe with Allica Bank at the IBSi Global FinTech Innovation Awards 2023. The fifth edition of IBSi Global FinTech Innovation Awards identifies and honours technology players and banks for their excellence

ESG Culture in Finance

In this FinTech Times article, Steve Round joined other industry leaders to talk about their take on the changing ESG landscape. Harnessing technology can help financial institutions make ESG central to the business culture and deliver change through everything from customer carbon footprint reporting to loan origination. Working together the finance industry will be able to

Achieving net-zero: A fintech priority

Financial inclusion has been identified as an enabler for 7 of the United Nations‘ 17 Sustainable Development Goals. According to The World Bank, financial inclusion is a key enabler to reducing poverty and boosting prosperity. Financial inclusivity in turn speeds the journey to net zero.At SaaScada we have always believed that technology can be a force for good. All of us in

2024 Fintech Predictions – Financial IT

It’s that time of year again, when the media seek out industry experts to give their predictions for 2024. Nelson Wootton and Steve Round shared their predictions with Financial IT.

MoneyLIVE Nordic

Fresh from their Seamless adventures in Berlin our team headed to MoneyLive Nordic in Copenhagen. Nelson joined Peter Nordgaard and John Skov for a panel discussion about Enabling Agile Innovation.

SeamlessEU in Berlin

The team were at SeamlessEU in Berlin in October. Steve took to the stage to challenge the Financial Services Community to do more to drive financial inclusivity and create positive ESG outcomes. Nelson spoke about driving growth and innovation through the choice of the right core banking software.

Nelson talks with Bryan Carroll on the New Era Fintech podcast

Nelson and Bryan talk about all things core banking. If you’re interested in core banking – the stuff that underpins the whole banking experience – and especially, next-generation cores, then this is a great one to watch. Watch the video here.

Using cloud-native architecture to do things differently

Nelson explains how harnessing the very latest cloud-native architecture has enabled SaaScada to deliver a NextGeneration core banking solution. Watch his video for more…

Using technology to support neurodivergent people can help everyone

Guest Author – James Murphy, Founder of StoryX and a European Leader of Al Gore’s Climate Reality Project. This month is Attention deficit hyperactivity disorder (ADHD) awareness month, so it seems fitting to talk about how feature-rich banking products can make a huge difference for those with ADHD. But first, a little about me. I

How can banks support customers through the cost of living crisis

In this video Steve looks at the impact of rising interest rates and how banks can utilise data to help their customers. Despite a wealth of data being available within most banks running on legacy tech, that data is locked away in product silos, preventing banks from building a comprehensive picture of the customer’s financial

SaaScada receives funding from TX Ventures to accelerate growth

SaaScada, the data-driven core banking platform, is delighted to announce a significant investment from TX Ventures, an early-stage Swiss-based Fintech VC investing in the next generation of Finance. Spurred by SaaScada’s success in the market over the last 12 months TX were keen to invest to accelerate growth of the NextGen core banking offering. With

We’re finalists – Banking Tech Awards 2023

We’re rather excited to be a finalist for Best Challenger Core Banking System at the Fintech Futures Banking Tech Awards 2023. It’s also great to see some of our lovely clients and partners appearing as Finalists across a range of categories. Wish us luck with the awards on 30 November!

The power of data in payments

Having created SaaScada’s data-driven core banking platform, it is hardly surprising that Nelson Wootton likes a deep dive into the power of data! Thanks to The Payments Association for giving Nelson the opportunity to share his passion for the topic!

Choosing the right core banking platform

Core banking systems can easily be considered the boring bit of banking, yet it is the core system that has the power to enable – or constrain – the growth of any organisation offering financial products. Core banking technology is at the centre of everything, ledgers, data, connectivity to the wider provider ecosystem – it

Working with new entrants to overcome challenges

We work closely with our customers to help them work through the regulatory framework in their jurisdiction. Our Founder and CEO, Nelson Wootton, explains more about how SaaScada can help.

Using cloud technology to supercharge core banking

CTO, Paul Payne, looks at how SaaScada has harnessed advances in cloud technology to supercharge core banking technology. The original cloud-based banking systems were built on more traditional frameworks but by adopting the latest cloud architecture SaaScada has taken the SaaS core banking platform to the next level.

Challenges for banks competing with new entrants

Co-Founder and CEO, Nelson Wootton looks at the challenges banks face when competing with new entrants. SaaScada can help banks to speed innovation through either co-existence for new product launches or shadowing the existing core utilising a suite of APIs to enable adoption of new services.

Doing things differently – faster, cost-effective product configuration

Our CTO, Paul explains why SaaScada did away with the concept of product modules. Our approach removes the cost and time constraints to smooth the path to innovation.

Redefining core banking

Paul takes a look at how far things have come since the first wave of core banking solutions were built. Cloud-native providers like SaaScada have leveraged all the benefits of cloud architecture to take core banking to the next level.

Doing things differently. SaaScada’s approach to product configuration.

SaaScada’s CTO, Paul Payne, explains why we chose to do things differently by ignoring the traditional modular approach to product configuration to speed cost-effective innovation.

Smart contracts

Smart contracts offer the opportunity to write bespoke business logic but there are also considerable downsides to be considered. Paul Payne, our CTO explains more about Smart Contracts.

Hurdles for challengers

We’re working with some fantastic challengers, enabling them to get to market quickly, and crucially, helping them pivot when opportunities arise! Our Co-Founder and CEO, Nelson Wootton, looks at how SaaScada has agility built-in for fast, cost-effective innovation.

Cloud-native architecture provides the building blocks for innovation

Our CTO, Paul Payne, looks at how cloud-native architecture revolutionised core banking.

Cloud-enabled versus cloud-native

Our CTO, Paul Payne, looks at the key differences between cloud-enabled and cloud-native.

The trade-off with smart contracts

Smart contracts have been made popular by blockchain technology and also emerged in the core banking space but there is a trade-off against the flexibility they afford. Our CTO, Paul Payne, explains more.

Working with systems integrators to bring new offerings to market

Our CEO and Co-Founder, Nelson Wootton, looks at how working with the right systems integrators can speed the process of building new products and services.

The power of financial services to change lives and communities

Our Co-Founder, Steve Round, looks at how quality financial services can change people’s lives. Everyone should have access to a first-class banking product to help them manage their money – no matter how much or how little they have.

Composable banking

CTO, Paul Payne, looks at evolution of composable banking – from mainframe to cloud. Composable banking enabled by APIs is delivering a new approach to composable banking with core banking technology at its heart.

What makes SaaScada’s technology different?

Our CEO and Co-Founder, Nelson, explains what makes our architecture truly cloud-native and how that powers innovation for our customers. SaaScada does things differently so our customers can create marketing leading products using our data-driven core.

How can banks support customers through the cost of living crisis.

Our Co-Founder, Steve Round, looks at what banks can do to help customers through the cost-of-living crisis and how they can use data to better support their customers.

Working with systems integrators

Nelson looks at how working with the right systems integrators can speed the process and smooth the path of building new products and services.

Fintechs & lenders can provide support in challenging times

Steve Round joins other industry experts in this recent The Fintech Times article to highlight the role banks and lenders play in helping consumers and businesses through increasingly challenging times.

The Consumer Duty deadline arrives

The FCA’s Consumer Duty has finally come into force. In this FinTech Futures article, Steve Round joins other industry experts to talk about what that means for the financial industry. Consumer Duty relies on the ability of financial institutions to take a customer-centric approach to everything they do from culture to technology. For many, Consumer Duty will

Let’s not forget the S in ESG

There is quite rightly lots of talk and some action in the financial services industry on climate change – or as most commentators in the sector call it – Climate Risk – in essence, the risk to the bank – and how they particularly as lenders can mitigate that risk but not fundamentally change the

Regulation and ESG

With the new sustainability disclosure requirements (SDRs) set to be introduced in the UK, asset managers will soon have much clearer definitions and guidelines for the measurement of ESG performance. However, to deliver against these new disclosure requirements it will be essential to hold robust, relevant and timely data. Raconteur’s article looks at the challenges

Data: the silver bullet that hits regulatory moving targets

It is essential for regulations to adapt to protect consumers but it is forcing banks to juggle the ever-increasing pace of regulatory change with their ambition to deliver innovation for their customers. In this FinTech Magazine article our Co-Founder and CEO, Nelson Wootton, looks at the role real-time data plays for compliance and risk functions to

Is your core cloud-native or just relocated legacy tech?

Once upon a time, not too long ago, financial institutions used to have secret rooms behind lock and key where the servers dwelled. As it was usually the only properly air-conditioned space in the building, the server team would find endless reasons to do a little server maintenance on the hottest day of the year.

Leveraging technology for quick business wins and great customer outcomes.

Interest rates have been at a historic low for the last decade and unsurprisingly consumers and businesses have taken the opportunity to leverage this cheap credit to buy property, travel like never before (notwithstanding the 2 lost years of the pandemic) and generally focus on the opportunities that cheap credit affords. For those with savings

To unleash the power of next-generation fintech, FIs must adopt next-generation operational models.

Successful businesses know that success relies on putting the customer at the centre of everything they do, but sometimes this aim gets lost in the day-to-day running of the business. Over time, silos develop between departments, or even within departments, and suddenly understanding of the end-to-end customer journey becomes fragmented. Much of this opacity comes

Why Relio selected SaaScada to power its digital payment account offering.

Interview with Lav Odorovic, Co-Founder and CEO at Relio, originally published in Intelligent Fin.tech Relio’s digital payments account will provide tailored solutions that enable businesses with unique challenges – including those with international activities, foreign owners, or complex business models – to set up a digital payment account with a Swiss IBAN.  Relio’s platform will

Making moves in the financial space

Lav Odorovic, Co-founder and CEO at Relio, speaks to Intelligent Fin.tech about why the company chose SaaScada to help build its digital payment account offering, as well as SaaScada’s open APIs and how this is benefitting Relio.

FinTech50 winners 2023

SaaScada is proud to appear in the Fintech 50. Read more…

Auditing should not be seen as regulatory box ticking

In this recent article from Raconteur Nelson talks about the importance of treating auditors are trusted business partners. Read more…

AI is supercharging insight – but can your data keep up?

AI is being discussed by everyone in the tech world right now. With everything from coding, to copywriting, to photography and data visualisations, AI can often process in mere seconds things that once took hours, days or even weeks to do. A recent example being discussed on social media was a CSV file listing lighthouse

Steve weighs in on the scourge of greenwashing

This recent article in Net Zero Professional looks at how the race to net zero is leading to calls for greater accountability for FS firm’s environmental policies. Read more..

Steve argues that banks can no longer cherry-pick their sustainability credentials

European Banks Urged to Seize Commercial Advantage in Climate Innovation

Steve shares his thoughts on greenwashing with Retail Banker International

Retail Banker International report on the recent announcement: The European Banking Authority, European Securities and Markets Authority and European Insurance and Occupational Pensions Authority are agreed on greenwashing. Read more here: https://www.retailbankerinternational.com/news/european-supervisory-authorities-release-common-understanding-of-greenwashing/

Steve talks to IBSi’s Robin Amlot

In this podcast with Robin Amlôt, Steve Round talks about the importance of banks putting sustainability at the heart of their activities. Both in terms of risk and opportunities! To do so, banks need the right data to monitor and report on their own activities, as well as make it possible for their clients to understand

Levelling up

In this recent article in Finextra, Steve Round looks at the role financial services can play in levelling up. Given his history with the Big Issue Foundation’s Change Account and his role as Chair of the Governing Board Forum of the Global Alliance for Banking on Values, this is a topic close to Steve’s heart and one

Tackling the scourge of greenwashing

Our very own co-founder, Steve Round, features alongside other industry experts in The Banker’s recent article on tackling greenwashing. With the world’s first climate lawsuit against a commercial bank being taken out earlier this year, the importance of data to enable effective monitoring and measurement is more important than ever. If you would like to

Biggest Challenges faced by compliance teams

?Nelson Wootton, discusses the need for a 360-degree view of the customer in this recent article in The Fintech Times. Read on for more… Industry Experts Reveal Solutions to the Biggest Challenges Faced by Compliance Teams | The Fintech Times click here to read more. If you would like to know more about SaaScada just

High time for banks to rethink how they support customers

An interesting article in FinTech Magazine from our very own Steve Round looks at the responsibility of financial institutions to take steps to deliver financial inclusivity and address financial vulnerability. High time for banks to rethink how they support customers – visit Fintech Magazine to read the article If you would like to know more about SaaScada

Driving innovation by shadowing legacy systems

Gone are the days where you opened a bank account as a child or at university and then stayed loyal to that bank for life. Today, customers are switching banks like never before. The many current account switching incentives that are now offered underline just how prevalent the practise is and it isn’t just about

Bank’s role in driving a positive climate impact

Great to see Steve’s article in Sustainability Magazine this weekend, highlighting that banks are in a unique position to impact sustainability, and explaining how processes like transaction-based carbon accounting can help show customers the environmental impact of their purchases.

Delivering next generation core banking

The label next generation core banking is often applied to a wide range of core banking solutions, using an array of tech approaches, whether they are genuinely next generation or not. But surely to be next generation, core banking must be built natively in the cloud (not simply moved there) with technology designed to leverage

Leveraging data to help avoid vulnerability

Steve looks at how data can help banks spot behaviours that suggest a customers is becoming financially vulnerability.

Paul Payne talks to Intelligent Fin.Tech

In this recent article with Intelligent Fin.Tech, our very own Paul Payne, talks about life inside and outside of the office, as well as his predictions for areas of investment within finance.

How does real-time data processing in the cloud reduce environmental impact?

Unsurprisingly given that 94% of businesses use cloud computing in their operations, the cloud represents 2%-4% of the world’s carbon footprint (source EarthWeb.com). For companies such as SaaScada who were built natively in the web, the carbon footprint is greatly reduced not only by efficient cloud native technology (rather than technology repurposed to cloud) but

How does access to banking change lives?

Our co-founder Steve Round looks at an example of Financial Inclusivity that can change lives.

No need for open heart surgery

Nelson discusses how SaaScada’s core banking platform can co-exist with legacy technology to create new innovative products alongside your existing offering.

To remain a pillar of the community credit unions must work together

In Financial IT, Steve Round looks at what makes credit unions unique and how they can leverage tech to create offering to compete against goliath financial institutions. With their member communities at the heart of everything they do, choosing a solution like SaaScada not only enables Credit Unions to build in-depth insights to better serve those communities,

Rearchitecting Core Banking

Nelson explains how SaaScada’s event stream architecture makes it easier to innovate and build insights. By storing unstructured data, the data view options are endless.

Fireside with Founders and Leaders

Earlier this month our fearless leader, Nelson Wootton, was interviewed as part of the Fireside with Founders and Leaders series. So if you would like to get to know more about our intrepid CEO, this is your chance. Listen here.

The importance of Financial Inclusivity

Steve explains his belief that everyone has the right to have access to first class banking.

Doing things differently

As part of our video series Nelson explains the key differences in the way SaaScada’s technology has been built to enable real time customer insight and deliver innovation.

UK Fintech Awards 2023

Well, this is exciting! We’re finalists for both StartUp of the Year and Banking Tech of the Year at the UK FinTech Awards 2023. See you at the awards ceremony on 27 April!

Creating innovative products

Nelson explains how our technology provides the agility needed to create new product offerings without impacting your existing offering.

How a coexistence model can help banks reduce legacy complexity and enable modernisation

Nelson’s latest article, published in Finextra, looks at how coexistence can drive modernisation to enable banks to take on the challengers and deliver innovation.

How can SaaS give banks a competitive edge over BaaS users?

Read Nelson’s article on the benefits of SaaS vs BaaS – first published on 17 February on Betanews.com

Financial Inclusivity, Social Justice and Climate Change

In our recent articles we have explored how financial inclusion is in part the solution to many of the greatest socioeconomic issues our planet faces, evidence shows that financial inclusivity is a key step in curing poverty and this can go a long way to solving the greatest threat our planet has ever faced, climate

Working with partners

Nelson explains how we work with your existing ecosystem partners or, for those looking to build something new, how we can help you create your best of breed ecosystem for your unique offering. Visit our partners page to see some of our partners.

Financial Inclusivity – driving positive change

Our last article looked at how financial inclusion delivers sustainability in developing nations but there is also a huge impact for us in the UK. Despite being the 6th biggest economy in the world, the impact of the pandemic followed by the cost of living crisis and rising interest rates have put a strain on

Nelson and Paul talk technology in the February 2023 edition of IBSi FinTech Journal

In this month’s edition of the IBSi FinTech Journal, Nelson Wootton and Paul Payne talk about what differentiates SaaScada from others in the market and our collaborative approach with customers. Click on the pages below to read more.

Passionate about financial inclusivity

Steve Round founded SaaScada with Nelson Wootton so that first class banking products could be offered to all. Financial inclusivity is his passion and here he explains a little about his background with financial inclusivity and sustainability.

Enabling a sustainable future

Sustainable development has three broad dimensions, namely, the economic dimension, environmental dimension and social dimension, and back in 2015, the United Nations member states came up with the 17 Sustainable Development Goals (SDGs). The SDGs are an urgent call for action by all countries – developed and developing – in a global partnership. They recognise

How SaaScada’s core banking offering is different.

For the last few years SaaScada’s core banking platform has been quietly empowering our customers with the technology to swiftly launch new products and services. Every customer offering is unique – savings wallets, term deposits, rewards or loans to name a few – but our technology can support them all through one simple product configuration

Going Beyond Financial Inclusion

About one-third of adults, or about 1.7 billion people, still don’t have a bank account. Without a bank your money is vulnerable, you can’t get paid by direct debit, you can’t use savings accounts to build emergency funds, no access to online discounts and you have no hope of getting credit. Unbanked people are more

The story behind SaaScada

Our founders, Nelson Wootton and Steve Round, are passionate about making it possible for everyone to access first class banking products and services. So having built a financial institution to do just that, they used their experience to build SaaScada. Here is our Founder and CEO, Nelson Wootton, explaining how SaaScada came to be.

Relio selects SaaScada to help build digital payment accounts designed for complex business

SaaScada’s API driven core banking engine will allow Relio to create feature-rich digital accounts for businesses at a fraction of the time and cost. Cloud-native SaaS core banking platform, SaaScada, today announced it was selected byRelio to underpin its disruptive Swiss business digital payments offering, which is set to launch later this year. Relio’s digital

The drivers behind the creation of SaaScada

Founder, Steve Round, talks about his drivers for starting SaaScada.

Banking Innovation Day

A big thank you to the team at SwissCom for inviting us to be part of their Banking Innovation Day in Zurich. Here’s a shot of our co-founder and CEO, Nelson Wootton, in action talking all things core banking. It was great to meet contacts, new and old, who are keen to find out more

The Board’s eye view

This article was first published by the Wealth Mosaic as a follow up to Swiss WealthTech Live 22. At our recent Swiss event, Steve Round, Founder at SaaScada, provided the audience with some thoughts regarding the importance of board-level knowledge and experience of technology’s role in driving a company’s success. From both a non-exec and

Winner: Best Core Banking Implementation: Best Adoption of Tools & Practices

SaaScada are thrilled to announce that we have won the award for ‘Best Core Banking Implementation: Best Adoption of Tools & Practices’ at the IBSi Global FinTech Innovation Awards 2022 for our work with Allica Bank. IBS Intelligence is a global Financial Technology focused research, advisory, and news analysis firm, with a 30-year track record

astrantiaPay Selects SaaScada to Enrich Swiss Landscape of Business Payments and Fill Market Gap

Swiss financial firm, astrantiaPay, to use SaaScada’s cloud-native core banking software to simplify cross-border payments for SMEs and facilitate international trade and services across the old and new economies London, 29 November 2022 – Cloud-native core banking engine, SaaScada, today announced it was selected by astrantiaPay to launch a Swiss point of contact for international

Miles Roberts joins SaaScada board

November 2022, London. SaaScada, the innovative cloud based core banking platform founded by Nelson Wootton and Steve Round, is thrilled to announce that Miles Roberts has joined the Board as an NED. Miles has over 30 years of experience in Financial Services with 21 of those years in Board positions. Miles is the latest addition

Times International and SaaScada partner to deliver innovative trade and commerce financial solutions

Global trade is forecast to increase between 30% and 70% by 2030, with 80% relying on trade finance. With traditional merchant banks struggling to meet the challenges of digitisation needed to deliver faster trade flows, Times International will focus on bridging the current supply chain funding gaps, offering market leading digital finance and FOREX services

Consumer Duty: An opportunity to leverage the power of data

This article was first published in Global Banking & Finance Review. The introduction of the FCA’s Consumer Duty could be seen by many in financial services (FS) as another set of hoops to jump through, whilst donning their SM&CR flak jacket and KYC hat. But in this case, they are wrong. If anything, Consumer Duty is challenging

SaaScada goes to Slush

Antony Bream and Benjamin Ross are at Slush in Helsinki, spreading the word about SaaScada’s SaaS cloud banking platform. If you’re at Slush and you’ve not yet made contact, they’ll be at the LondonGoesToSlush booth from 9.30-10.30 on 18 November or contact them on LinkedIn to arrange a time to meet up.

Swiss WealthTech Landscape Report

The Swiss WealthTech Landscape Report produced by The Wealth Mosaic is now live. Our contribution to the report, Core Systems – The key to firm-wide success, discusses the importance of technology in reshaping the customer experience by focusing on customer centric operating models and agile ways of working. To read more you’ll find us on

Board’s eye view

SaaScada’s co-founder, Steve Round, has been at SwissWealthTechLive2022 in Zurich today, sharing his wealth of experience from the Boards’ Eye View. Mixing the launch of the WealthMosaic’s third Swiss WealthTech Landscape Report 2022 with a range of presentations, panels, interviews, demos and a day of networking and knowledge sharing, the event covered the state of play

UK-based SaaScada secures £2.5 million seed funding to help target fintech challenger bank market, with revolutionary cloud native core banking platform

New funding primes company for growth and disruption of core banking platform marketplace. 5th May 2022, London. SaaScada, the core banking software provider, today announced it has raised £2.5m in seed funding from over ten investors – including leading figures from the banking and private investment sectors. The SaaScada cloud native platform allows fintechs and challenger

Allica Bank Selects SaaScada to Deliver Innovative Products to its Customers

Cloud-native platform provider SaaScada will help Allica Bank continue its growth in the mainstream banking market. 19 January 2022, London. SaaScada, the leading new core banking platform and services provider announces that it has been selected to support the launch of Allica Bank’s new product range in the SME banking sector. Established in 2019, Allica Bank

SaaScada’s Race to Net Zero – Achieving The Triple Bottom Line

For some time, customers have wanted to buy from ethical brands, but now they are going one step further – they are choosing brands which are sustainably ethical. Increasingly, businesses are looking at more than one bottom line. Instead they are looking at the triple bottom line – profit, people, and the planet. This is with good

SaaScada appoints Paul Payne as Chief Technology Officer

22nd July 2021, London. SaaScada, the leading new core banking and services provider, today announced that Paul Payne joined as Chief Technology Officer. Paul will oversee the execution of SaaScada’s technology roadmap and the implementation of its SaaS banking platform across a growing number of established institutions and challengers within the retail banking sector. Educated

Data is critical to the successful running of a financial institution

At SaaScada, we understand that data is critical to the successful running of a financial institution. It is not uncommon for a bank to spend as much as 10% of its head office cost base on reporting in order to ensure it is compliant with regulatory requirements, as well as time and resource spent building

SaaScada: From Big Issue to core system entrant

SaaScada has interesting roots and a new core system that has found first takers in Switzerland and the UK. NextGen Core Banking Solutions talks to co-founder, Nelson Wootton, and Mark Williams, COO of the UK user, Nexa.

Nexa appoints SaaScada

Alternative lender NEXA Finance selects cloud-based core banking platform SaaScada to provide a new lending solution to SMEs. SaaScada, a leading new core banking platform and services provider, has been appointed the software partner for NEXA Finance (NEXA), a recently launched alternative lender for small-to-medium sized enterprises (SMEs) based in the East Midlands, UK. Aiming

Co-founder Steve Round nominated in FT Founders 50!

FT Founders’ 50 nominated Steve as part of 50 of the most game-changing founders of financial technology companies the industry has seen. Read Steve’s story here!

SaaScada wins Lotus Award for Innovation!

SaaScada wins Lotus Award for Innovation! The Lotus Awards recognise companies who are driving innovation. We’re excited that SaaScada is being recognised as banking SaaS providers who are both tackling financial exclusion whilst delivering innovative banking technology through our SaaS cloud banking platform Parlez!

SaaScada is Shortlisted: Most Disruptive FS Tech & Social Responsibility

Super excited to have been shortlisted for two awards by FS Tech Awards: Most Disruptive Financial Services Technology and Social Responsibility Award.

SaaScada delivering real change across Africa

SaaScada is proud to announce another step forward in their involvement in delivering real change across Africa. The collaboration in Ghana will ultimately lead to the Parlez! core banking platform being used enabling farmers to use the financial services system to increase their incomes. http://www.fincomeco.com/press-release-fincomeco-and-ghana-grains-council-collaborate-to-improve-agricultural-commodity-markets/

SaaScada proves that its FinTech solution can help millions of African Farmers

SaaScada has been chosen as one of the key partners in a major consortium to deliver real change in Africa. FinComEco, a fully integrated Financial & Commodities Ecosystem launched last week providing services, financing, capacity building and enablement solutions. The ecosystem will drive improvements in food security, economic diversity and financial inclusion through a socially

SaaScada goes into Africa

SaaScada the market leading core banking platform provider enabling banks and non banks to offer full current account services has been asked to form part of an International consortium to deliver a much needed banking solution across Africa. SaaScada will be part of an innovative integrated system addressing financial inclusion in a unique way, focusing

Banking on Real Global Change

SaaScada today announces its first major partnership in North America to deliver its innovative integrated core banking platform with access to over 30 million customers. SaaScada is the company that developed the concept, built the banking platform and launched the industry leading Change Account. The partnership with Axcess Canada who provide a range of technical

Financial services of the future

Our Co-Founder, Steve Round, discusses some of the challenges that banks are facing in providing the financial services of the future. With embedded finance enabling financing to be built into the product purchasing process, banks need to stop thinking traditionally.

How SaaScada’s data architecture drives innovation

Our CEO and Co-Founder, Nelson Wootton, explains how SaaScada’s data architecture was created to drive innovation, maximise flexibility and enable the innovators who use us to create first-class banking products.

Partner relationships smooth the path to new offerings

Our CEO and Co-Founder, Nelson Wootton, looks at how partner relationships can smooth the path to innovation as part of a best-of-breed ecosystem. We’re working with some great partners to help our mutual clients create new and exciting financial offerings.

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